If you have ever been through the process of filing an insurance claim, you know how frustrating it can be, from dealing with uncooperative insurance adjusters to being lowballed on your settlement. The whole experience can leave you feeling overwhelmed and stressed. But what if there was a way to level the playing field and give yourself a better chance of getting a fair settlement? Enter the public adjuster.
A public adjuster is a licensed professional who works on behalf of the policy holder to negotiate with the insurance company. Because they are not beholden to the insurance company like a staff adjuster is, they are more likely to fight for what you are entitled to under your policy. Here are a few benefits of hiring a Phoenix public adjuster to help with your claim.
You will Save Time.
One of the most significant benefits of hiring a public adjuster is that it will save you considerable time. The claims process can be very complex and time-consuming, and most people simply don’t have the knowledge or experience to navigate it effectively. On the other hand, a public adjuster knows all the ins and outs of the process and can take care of everything for you. This includes meeting deadlines, collecting documentation, and dealing with uncooperative insurance adjusters.
An Understanding of the Claim Process.
One of the most significant benefits of hiring a public adjuster is that they have an intimate understanding of the claim process. Because they work on behalf of homeowners rather than insurance companies, they know exactly what needs to be done to get the best possible settlement for their clients. From gathering evidence and preparing documentation to negotiate with insurance adjusters, public adjusters will do everything in their power to ensure that you are fairly compensated for your losses.
The Ability to Communicate Effectively.
Another benefit of working with a public adjuster is that they are excellent communicators. When you file a claim, you’ll deal with insurance adjusters who work for the insurance company. Their primary goal is to protect the insurer’s interests, not necessarily yours. A public adjuster, on the other hand, will fight for what’s fair for you. They’ll make sure that your side of the story is heard and that all pertinent information is taken into consideration when it comes time to settle your claim.
You will Get a Higher Settlement.
Because public adjusters are experienced in negotiating with insurance companies, they are more likely to get you a higher settlement than you would by going it alone. Insurance companies are in the business of making money, so they will naturally lowball you on your payment to maximize their profits. But a public adjuster knows how to pressure them and fight for what they deserve. In most cases, this results in the policyholder getting a much fairer settlement than they would have otherwise.
You will Have Less Stress.
Dealing with an insurance claim can be stressful. But when you hire a public adjuster, you can rest assured knowing someone else is handling everything for you. This will free up your time to care for yourself and your family. And because public adjusters are experienced in dealing with insurance companies, they are better equipped to handle roadblocks.
How Much Does it Cost to Hire a Public Adjuster in Phoenix?
Most public adjusters work on a contingency basis, which means they only get paid if and when their clients receive a payout from their insurance company. In other words, there’s no risk involved in hiring a public adjuster and everything to gain.
Hiring a public adjuster may be the best action if you’re a Phoenix, Arizona, homeowner who has recently experienced damage to your home. Public adjusters are knowledgeable about the claims process and have experience dealing with insurance companies; in many cases, they’re able to get their clients significantly more money than they would have been able to get on their own. So if you’re looking for help getting the most out of your homeowner’s insurance claim, consider hiring a public adjuster.